How much is the Enhanced CPF Housing Grant (EHG)?

Up to $120,000 for first-timer families and $60,000 for singles. The amount falls as your average monthly household income rises, and stops above $9,000 for families ($4,500 for singles).

Can I get the EHG for a BTO flat?

Yes. The EHG applies to both BTO and resale flats. For BTO flats, HDB deducts it from the flat price. The Family Grant and Proximity Housing Grant are only for resale flats.

What is the Proximity Housing Grant?

A grant for buying a resale flat to live with or near your parents or married child. It is $30,000 if you live together and $20,000 if you live within 4km. Second-timers can also get it.

Why is my grant reduced for an older flat?

If the flat's remaining lease cannot cover the youngest buyer until age 95, the CPF Housing Grant and EHG are pro-rated. The Proximity Housing Grant is not affected.

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CPF Housing Grant Calculator

Grants that lift you — up to $230,000.

Add up every CPF housing grant you could get: the Family or Singles Grant, the Enhanced CPF Housing Grant (EHG), and the Proximity Housing Grant.

Calculate my grantsFree to use. No sign-up.

The informed home buyer

Three grants. One lighter loan.FIG. 07

$120,000
Maximum EHG for families: $80,000
Family Grant for resale: $30,000
Proximity Housing Grant

HDB · EHG from 20 Aug 2024

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Every grant you could get.

Tell us about your household and the flat. We’ll add up the grants.

Updates as you type

Your household

Buying as

Citizenship

Have you taken a housing subsidy before?

Type of purchase

Worked continuously for the past 12 months?

Flat size

Living near your parents or child?

Your inputs stay in this browser session.

Your estimated CPF housing grants

$150,000

Credited to your CPF Ordinary Account at key collection or completion

CPF Housing Grant (Family): $80,000
Enhanced CPF Housing Grant (Families): $50,000
Proximity Housing Grant (Families): $20,000
Total grants: $150,000

CPF Housing Grant (Family)
Full amount.
Eligible
Enhanced CPF Housing Grant (Families)
Based on your income tier.
Eligible
Proximity Housing Grant (Families)
No income ceiling. Open to second-timers.
Eligible

Grants sorted? See how much you can borrow with an HDB loan.

How CPF housing grants work

Grants go into your CPF Ordinary Account and must be used for the flat, which lowers the loan you need. If you sell later, the grant is refunded to CPF with interest, like other CPF used for the home. Full terms are on the HDB grants page.

Put your grants to work

Confirm you meet the income ceiling with the HDB eligibility checker, then see how the grants shrink your loan in the HDB loan calculator.

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