01
It’s a staircase, not a cliff.
Moving into a higher band only changes the tax on the amount above that threshold. Your whole purchase is never suddenly taxed at 6%.
Singapore / Stamp Duty Calculator
Stamp Duty Calculator (BSD & ABSD)
Without the guesswork.
A home comes with more than a price tag. Understand your Buyer’s Stamp Duty, see every tax tier, and plan your purchase with confidence.
Calculate stamp dutyFree to use. No sign-up.
The informed home buyer- 1–6%
- Progressive BSD rates
- 14 days
- To stamp a local agreement
- All homes
- HDB, EC & private property
IRAS residential rates · From 15 Feb 2023
Make it yours
Your stamp duty, made simple.
Start with your property value. We’ll take care of the numbers.
Your purchase
Use the purchase price or market valuation, whichever is higher.
Count Singapore residential properties, including this purchase and any part-owned homes. Each joint buyer has their own count.
BSD stays the same for every buyer
Your residency and property count affect ABSD, not BSD. Both are included in your total.
Your inputs stay in this browser session.
Your Buyer’s Stamp Duty
$32,600
2.72% effective rate · progressive, not flat
- Buyer’s Stamp Duty
- $32,600
- Additional Buyer’s Stamp Duty (0%)
- $0
- Total stamp duty to budget
- $32,600
Separate from your down payment, legal fees and other purchase costs.
Every tier, explained.
Only the portion of your property value within each band is taxed at that rate. Not the entire price.
| Price band | Rate | Taxable | Duty |
|---|---|---|---|
| First $180,000 | 1% | $180,000 | $1,800 |
| Next $180,000 | 2% | $180,000 | $3,600 |
| Next $640,000 | 3% | $640,000 | $19,200 |
| Next $500,000 | 4% | $200,000 | $8,000 |
| Next $1,500,000 | 5% | $0 | $0 |
| Remaining amount | 6% | $0 | $0 |
| Total Buyer's Stamp Duty | $32,600 | ||
IRAS rounds total duty down to the nearest dollar, with a $1 minimum for a chargeable purchase. Individual rows are displayed to the nearest dollar.
A worked example
A $1.2m home.
Not a 4% bill.
Only the last $200,000 falls into the 4% tier. Your effective BSD rate is about 2.72%.
- 01 / First $180k1%$1,800
- 02 / Next $180k2%$3,600
- 03 / Next $640k3%$19,200
- 04 / Last $200k4%$8,000
Total BSD$32,600
Beyond the calculator
Small details. Better decisions.
Three things to know before you exercise your option.
02
Keep the deadline in view.
For documents signed in Singapore, stamp within 14 days. If signed overseas, the deadline is generally 30 days after the document is received in Singapore.
03
Plan the cash flow, too.
Eligible CPF OA savings may cover stamp duty, subject to CPF rules. Ask your lawyer whether cash must be paid first and reimbursed later.
For planning, not financial or tax advice. Figures are estimates; verify your eligibility and the applicable rules before committing to a purchase.
Read the IRAS guidanceStamp duty in Singapore: what buyers pay
Stamp duty in Singapore is a tax on property documents. Buyers pay up to two kinds on a home: Buyer's Stamp Duty (BSD), which everyone pays, and Additional Buyer's Stamp Duty (ABSD), which depends on your residency and how many homes you own. Sellers may also pay Seller's Stamp Duty if they sell within 3 years (see the sell HDB calculator). Check the official rates on the IRAS Buyer's Stamp Duty page.
How Buyer's Stamp Duty works
BSD is charged in tiers, much like income tax. Only the portion of the price inside each band is taxed at that band's rate, so a $1.2 million condo pays 1% on the first $180,000, 2% on the next $180,000, and so on, rather than a flat rate on the whole price.
A quick shortcut for prices between $1 million and $1.5 million is 4% of the price minus $15,400. Between $360,000 and $1 million, it's 3% minus $5,400.
BSD on top of ABSD
If you are buying a second property, or buying as a PR or foreigner, you also pay Additional Buyer's Stamp Duty. See the full ABSD Singapore rate table. Both duties are separate from your down payment, so include them when you check affordability with the mortgage loan calculator.
Good to know
Frequently asked questions
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